Terms & Conditions

General conditions of use of the ecfeinaser.com website.

Last updated: 1 February 2026

1. Acceptance

Accessing ecfeinaser.com implies full acceptance of these Terms & Conditions. If you disagree with any clause, please refrain from using the website.

2. Website owner

Ecfeinaser S.A., Tax ID (RUC) 1793218754001, registered office at Av. República de El Salvador N36-84 and Naciones Unidas, Torre de las Américas Building, 9th floor, Quito 170135, Ecuador, recorded in the Superintendencia de Compañías, Valores y Seguros under file 7-2021-EC-Quito.

3. Purpose of the site

This site is informational: it explains real estate crowdlending and collects voluntary subscriptions to the Ecfeinaser S.A. newsletter. It does not constitute a public offer, personalised financial advice or an investment recommendation.

4. Non-binding nature of the information

All published information (historical returns, tenors, statistics, examples) is illustrative. Crowdlending investments involve risk, including the total or partial loss of capital. Before investing, read each project sheet carefully and, if needed, obtain independent professional advice.

5. Intellectual property

The name Ecfeinaser, the logos, texts, photographs, illustrations and other site content are protected by Ecuadorian intellectual property law and international treaties. Reproduction, in whole or in part, without prior written consent is prohibited.

6. Permitted use

You agree to use the site in good faith, without altering its operation, without introducing viruses or malware, and without carrying out activities that infringe the rights of the owner or third parties.

7. Third-party links

The site may include links to pages run by third parties. We are not responsible for the content, policies or practices of those sites.

8. Limitation of liability

To the maximum extent permitted by law, Ecfeinaser S.A. shall not be liable for indirect damages, loss of profit or loss of opportunity arising from the use or inability to use the site.

9. Data protection

The processing of personal data collected through the site is governed by our Privacy Policy, which forms an integral part of these Terms.

10. Governing law and jurisdiction

These Terms are governed by the laws of the Republic of Ecuador. Any dispute will be submitted to the courts of Quito, Pichincha province, unless a mandatory rule provides otherwise.