Real estate crowdlending designed for every Ecuadorian investor
Pool your capital with other investors to fund property-backed loans in Quito, Guayaquil and Cuenca. Fixed returns, notarised contracts and full transparency.
- Audited projects
- From USD 500
- Mortgage-backed
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Numbers that back the sector
The Ecuadorian real estate market closed 2025 with the strongest regional stability. These are the metrics that inform our decisions.
+7.4%
Annual growth in Ecuadorian mortgage lending (2025)
USD 1,900
Average price per m² in Quito at year-end 2025
12.5%
Average gross return on historical crowdlending deals
24 months
Average tenor of financed projects
Collective loans secured by real property
Real estate crowdlending is a participatory financing model in which a group of investors lends capital to developers or owners to build, acquire or improve property. In exchange, lenders receive scheduled payments at a previously agreed interest rate.
Unlike equity crowdfunding, you do not buy a share of the property: you lend money under a clear contract with defined terms and formal collateral such as a mortgage, a trust (fideicomiso) or a personal guarantee.
In Ecuador this model is gaining momentum because it lets small and mid-sized investors access the property market without having to buy a whole asset, while developers diversify their funding sources beyond traditional banking.
Four steps to invest with property-backed protection
01
Sign up & verify
Open your account and complete identity verification under Ecuador's current KYC/AML standards.
02
Choose a project
Review detailed sheets with independent appraisal, tenor, interest rate, collateral and repayment plan.
03
Invest from USD 500
Commit the amount you prefer and sign the loan contract electronically with notarial backing.
04
Collect returns
Receive interest and principal on the schedule. Track everything in real time from your dashboard.
A US-dollarised, stable market with real demand
Dollar-denominated economy
Ecuador has operated in US dollars since 2000, eliminating currency risk for local and international investors.
Housing deficit
The country still faces a housing deficit of more than 2 million homes, which sustains demand for new urban projects.
Clear regulation
The Superintendencia de Compañías, Valores y Seguros oversees crowdfunding platforms under the Organic Law of Entrepreneurship and Innovation.
Consolidated urban hubs
Quito, Guayaquil, Cuenca and Manta concentrate new-build activity with sustained capital gains over the past five years.
Everything you should know before investing
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